About StrataCover Network
Institutional Surplus Lines Architecture
Who We Are
StrataCover Network LLC is an independent, specialized Excess & Surplus (E&S) brokerage engineered to navigate hard-market placement constraints. Operating out of Melville, New York, we deliver targeted capacity, contractual risk transfer (CRT) rigor, and rapid market access for complex, high-hazard exposures.
We specialize in structuring paper for risks that standard admitted markets routinely decline—with a core focus on New York Labor Law §§ 240/241, primary and excess construction liability, high-value coastal property, and emerging digital asset exposures.
Leveraging deep wholesale carrier relationships, direct surplus lines access, and digital intake protocols, StrataCover Network bridges the gap between sophisticated commercial insureds and tier-one capital capacity.
Leadership
StrataCover Network was founded by Michael H. Jenkins, a licensed New York Property & Casualty and Excess Line broker and former commercial underwriter, who architected the platform's wholesale infrastructure for high-hazard New York placements.
Regulatory Note
StrataCover Network LLC is a licensed Property & Casualty Insurance Broker (NY DFS #BR-109739) and Excess Line Broker (NY DFS #EX-10979-R) in the State of New York.