About Desk

    About StrataCover Network

    Institutional Surplus Lines Architecture

    Who We Are

    StrataCover Network LLC is an independent, specialized Excess & Surplus (E&S) brokerage engineered to navigate hard-market placement constraints. Operating out of Melville, New York, we deliver targeted capacity, contractual risk transfer (CRT) rigor, and rapid market access for complex, high-hazard exposures.

    We specialize in structuring paper for risks that standard admitted markets routinely decline—with a core focus on New York Labor Law §§ 240/241, primary and excess construction liability, high-value coastal property, and emerging digital asset exposures.

    Leveraging deep wholesale carrier relationships, direct surplus lines access, and digital intake protocols, StrataCover Network bridges the gap between sophisticated commercial insureds and tier-one capital capacity.

    Leadership

    StrataCover Network was founded by Michael H. Jenkins, a licensed New York Property & Casualty and Excess Line broker and former commercial underwriter, who architected the platform's wholesale infrastructure for high-hazard New York placements.

    Regulatory Note

    StrataCover Network LLC is a licensed Property & Casualty Insurance Broker (NY DFS #BR-109739) and Excess Line Broker (NY DFS #EX-10979-R) in the State of New York.

    StrataCover Network

    Institutional E&S clearance and wholesale execution for licensed retail brokers.

    Network HQ

    (888) 970-0032Fax (631) 213-4627445 Broadhollow Rd, Ste 25
    Melville, NY 11747

    Licensing: StrataCover Network LLC is a licensed Property & Casualty Insurance Broker (NY DFS License #BR-109739) and Excess Line Broker (NY DFS License #EX-10979-R) in the State of New York.

    Surplus Lines Notice: Surplus lines coverage is placed with non-admitted insurance carriers. Surplus lines policies are not subject to the regulatory oversight or guaranty fund protections of the New York State Department of Financial Services.

    © 2026 StrataCover Network LLC. All Rights Reserved.